Children born in the United States may qualify for Trump Accounts regardless of their parents’ immigration status. Here is what mixed-status families need to know about eligibility, privacy, and applying.
Children born in the United States to undocumented parents may qualify for Trump Accounts if they meet the program’s eligibility requirements. The child’s qualifications — including U.S. citizenship, birth date, and a valid Social Security number — determine eligibility, not the immigration status or ethnicity of the parents.
However, some families may hesitate to apply because of concerns about sharing personal information with government agencies. Parents in mixed-status households or families with undocumented members may have questions about what information is collected, how it is used, and who may have access to it.
These concerns can influence whether eligible families participate in programs designed to provide financial support for children.
Child’s citizenship is separate from parents’ immigration status
A child born in the United States is generally considered a U.S. citizen at birth, regardless of whether the child’s parents have legal immigration status.
For programs based on a child’s eligibility, the child’s own qualifications are the central factors. A parent’s immigration status does not change the child’s citizenship.
Families with questions about applying may want to review official program instructions and understand the information required before submitting an application.
Eligibility is not based on ethnicity
Trump Account eligibility rules apply equally to children who meet the requirements, regardless of race or ethnicity.
Latino children who qualify under the program rules have the same opportunity to participate as any other eligible children.
Eligibility is determined by factors such as:
The child’s citizenship status.
The child’s Social Security number.
The child’s date of birth.
Whether the child meets account requirements.
Whether the required application steps are completed.
Trump Account requirements for the federal $1,000 contribution
For the federal $1,000 contribution, a child must:
Be a U.S. citizen.
Be born between January 1, 2025, and December 31, 2028.
Have a valid Social Security number.
Additional requirements include:
The child must be under age 18 when the account is established.
The child must not already have a Trump Account.
Required information and forms must be submitted.
Information families may need to provide
Families applying for a Trump Account may need to provide identifying information about the child, including:
Social Security number.
Date of birth.
Address.
Other information required during the application process.
For some families, especially those with immigration-related concerns, deciding whether to apply may involve weighing the potential financial benefits against concerns about privacy and sharing personal information.
How to open a Trump Account
Families generally complete the process online through the IRS rather than visiting a physical office.
Steps include:
Access the official IRS Trump Accounts webpage and sign in or create an IRS account using ID.me.
Complete IRS Form 4547 (Trump Account Election).
Provide the child’s required information:
Social Security number.
Date of birth.
Address.
Submit the request and wait for confirmation.
Families who need in-person IRS assistance in Los Angeles may visit:
IRS Taxpayer Assistance Center
300 N Los Angeles St, Suite 1259
Los Angeles, CA 90012
Appointments are generally required.
