A new report estimates that roughly five million Americans have lost health insurance coverage since major federal healthcare cuts became law. The changes could have significant consequences for California families who rely on Medicaid, CHIP, and Affordable Care Act plans.
Not even a year after President Donald Trump signed the largest healthcare cuts in US history into law, around five million Americans have lost insurance coverage, according to a report out Monday from Protect Our Care, which predicted that the crisis was “only going to get worse.”
The massive budget and tax legislation passed by Republicans last July, known as the One Big Beautiful Bill Act, slashed nearly $1 trillion from Medicaid and the Children’s Health Insurance Program (CHIP) over the next decade while introducing tax breaks that are expected to hand out an additional $1 trillion to the richest 1% of Americans.
“Five million and counting. That’s the human toll of the spiraling Republican healthcare affordability crisis,” said Protect Our Care president Brad Woodhouse. “Just one year after Trump and congressional Republicans made the largest cuts to healthcare in history to fund tax breaks for billionaires and big corporations on Wall Street, millions have lost the care they depended on to stay alive and healthy.”
Citing the most recent data from the Centers for Medicare and Medicaid Services (CMS) and state agencies, the report found that the number of Americans enrolled in Medicaid and CHIP had failed to just 76.9 million, down from 80.8 million a year before—a decline of more than 3.8 million people.
Another 1.2 million are also estimated to have lost coverage due to the massive spike in premiums after Republicans voted not to renew tax credits for consumers under the Affordable Care Act (ACA) that lowered costs for Americans who purchased coverage through ACA marketplaces.
During open enrollment in 2025, 24.3 million Americans selected insurance plans through the ACA. This year, as the average premium was projected to more than double on average, the number of Americans enrolled through the ACA fell to just 23.1 million—a drop from nearly 1.2 million.
The millions of other families still enrolled in insurance through the ACA exchanges saw an average increase of $780, and according to KFF, it’s only been that low because many families have opted to switch to cheaper, less comprehensive plans.
The loss of insurance coverage “is only a small piece of the puzzle,” Woodhouse said.
“Millions more are making impossible choices every day to keep their coverage, including skipping rent or cutting back on groceries so they can see a doctor,” he said. “Their pain and suffering are incalculable.”
The report said the coverage losses over the first year are “just the beginning” and that “millions more will lose coverage once deeper cuts go into effect.”
