A non-profit microlender committed to providing fast and affordable online financing

Written by Parriva's Team — August 19, 2025

A non-profit microlender committed to providing fast and affordable online financing, to fostering financial stability, and to encouraging entrepreneurship among women-owned, low-income and under-resourced small businesses in California.

 

https://tmccommunitycapital.org/

Microloan Lite

$5,000 – $15,000

Term: 1 – 3 years

Interest Rate: 7.5-8.5%

Processing Fee: 5%

Documents Required:

  • Last 3 months of bank statements

  • Proof of business

  • Valid government-issued photo ID

Microloan

$15,001 – $50,000

Term: 2 – 5 years

Interest Rate: 7.5-10.5%

Processing Fee: 5%

Documents Required:

  • Last 3 months of bank statements

  • Proof of business

  • Valid government-issued photo ID

  • Most recent year of business and personal tax returns

  • Prior year profit and loss if tax returns are not available

Eligibility Requirement for our Loan Products:

  1. For profit California business owner​

  2. In operation and generating revenue for at least 12 months 

  3. Excluded Industries: Adult entertainment, Cannabis, RideShare, Real Estate, Speculative Industries​, Weapons/Ammunition, and more

*No minimum FICO score

*ITINs are accepted

*TMC CC does not discriminate against any employee or applicant because of race, creed, color, religion, gender, sexual orientation,
gender identity/expression, national origin, disability, age, genetic information, veteran status, marital status, pregnancy or related condition (including breastfeeding), or any other basis protected by law.

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