A non-profit offering zero-interest, zero-fee loans to individuals, families, students and small businesses

Written by Parriva's Team — August 18, 2025

JFLA is a non-profit offering zero-interest, zero-fee loans to individuals, families, students and small businesses in Los Angeles, Ventura and Santa Barbara county.

 

https://www.jfla.org/

Loan Types

Personal Loans

Personal/Emergency loans up to $15,000 with two qualified guarantors/co-signers are available for all sorts of needs including housing stability, student debt consolidation, access to medical, dental, and pet care, and more.

Business Loans

Small business loans up to $50,000 with three qualified guarantors/co-signers are available for all sorts of business needs including start-up costs, rent, salaries and benefits, Inventory, marketing expenses, renovations or expansion, and more.

Education Loan

Student loans up to $10,000 with two qualified guarantors/co-signers are available for full or part-time programs including undergraduate degrees, nursing, medical, dental school, or other graduate school programs, community college, vocational/trade, and more.

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