Trucks and Food Trucks Financing. A nonprofit small business lender, They provide access to affordable loans, free business advising, educational resources, and support networks to fuel long-term success.
What sets us apart is our tech-and-touch approach—blending digital lending and learning platforms with human connection to deliver unmatched support for small business owners. Our data-driven insights help us tailor financing solutions, while our personalized advising and bilingual resources (English and Spanish) ensure that each small business owner gets the hands-on support they need to move forward with confidence.
Get the funding you need, from $5K to $350K, plus personalized support, educational resources, and a strong support network. And with services available in English and Spanish, we’re here to help you grow.
Lending with Purpose
A mission-driven approach
We’re not here for profit, we’re here for impact. Your repayments help fund and uplift other small business owners.
Loans built for you
Every business is unique, and so are our loans. We customize funding and repayment terms to fit your needs.
Support in English & Spanish
Get one-on-one business advice, so you have the guidance you need, when you need it.
Customizable loan sizes
Loans ranging from $5k – $350k to suit your business needs.
Flexible and transparent terms
Adjustable term lengths between 12 – 60 months.
Affordable interest rates
Interest rates as low as 8.49%.
Fast prequalification process
Get potential offers in minutes – with no hard credit check.
Low origination fees
Pay between 3% – 5% in origination fees.
No prepayment penalty
Pay off loans early with no penalty.
What is required to apply for a loan?
- Minimum 1 year in business
- $50,000+ in annual sales
- 20% ownership of business
- Must be at least 18 years or older
Tip for success: When applying for a loan, it’s recommended that businesses borrow no more than 10-20% of annual revenue to maintain financial health.
Truck Financing
Food Truck Financing
Our loans are available for both established food businesses and new to the food truck business seeking to launch their mobile food truck in California. We work directly with borrowers and food truck manufacturers to streamline the financing process.
Amount & Term
Loan amounts from $5,000-$200,000 (loans above $150,000 must be a new unit).
- Up to $149,999 requires a minimum of 1 year industry experience (model year 2005 or newer)
- From $150,000-$200,000 a minimum of 2 years industry experience is required (new truck or kitchen)
- Minimum FICO 600 (no FICO is accepted)
- Maximum terms up to 60 months
- Rates from 14.5%- 16.5%
- Origination fee is 5.99%
- 30% down payment for start-ups
- 10%-20% for existing owners
Loan options cover everything from truck purchase to custom builds.
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