David Sánchez: “Money is a Tool, There’s no Need to Fear It.”

“If a business is meant for me, it will be. If it’s not, that’s fine too. Banks always want to lend—it’s their business. If we have the foundation to apply for loans, we’ll get them,” he emphasizes.

For David Sánchez, one thing is always clear: “If you look for it, you’ll find it.”

Trained as an economist, he has spent the past few years launching his financial advisory company, Fund & Go, where he helps people obtain loans or meet other financial needs when necessary.

“These are difficult times, but there’s always a way. The most important thing is having good credit to negotiate with banks. If you don’t have it, you need to fix it. I help people throughout that process. You need to be clear about your business goals and have the proper documentation. The rest comes down to getting advice from a professional—YouTube or Google won’t help you with that. You need a professional to guide you,” David says.

His parents were born in the town of San José de Gracia, Jalisco. They migrated to California in search of business opportunities.

“My family has always worked in the restaurant business. That’s where they started—doing everything from dishwasher on up. Before long, they opened their own business, Taquería Los Altos, which has been around for about thirty years,” he explains.

With the support of his father Alfredo and mother Silvia, young David focused on his studies from an early age, taking advanced classes and spotting opportunities to do business. He studied economics at University of California – Riverside, where he earned his degree.

“I’ve always liked numbers—I’m really good at math. After college, I started working at an aircraft parts company, but it wasn’t for me. You’re part of a corporation, spending a lot of time there. I realized it’s better to have your own business,” he adds.

That’s when he started selling toys on Amazon.

“I learned gradually. I bought toys on sale—not too many, maybe a hundred—and then sold them online. I made around five dollars profit per toy. Over time, the quantities grew—and so did the need for capital. So I started educating myself financially. I learned what I needed, like how to deal with banks and credit institutions. That’s when I realized this is what I wanted to do,” he says.

David has always been clear that he wants to help people. To him, clients aren’t just a number—they’re human beings who need assistance.

“The Latino community is afraid of numbers. We need to teach them not to be. This system in this country offers many opportunities—if we know how to use them. Recently, I had a client who needed a loan against his house and couldn’t get help. He came to me, and we were able to make it work. If you work without fear and with knowledge, you can achieve your goals,” he says.

“If things go well, it shows in your wallet. If they don’t, that shows too. It’s very clear.”

As a child, he wanted to be a firefighter—the idea of showing up and saving people in trouble. That philosophy, although childish, is what inspired him to build his financial career with that same vision.

“Money is a tool. There’s no need to fear it. I see myself as someone trying to help. We need to pay attention to this. These are tough times, as I said. With this government, things aren’t easy for Latinos—but there’s always a way to find a solution, whatever it may be.

If a business is meant for me, it will be. If it’s not, that’s fine too. Banks always want to lend—it’s their business. If we have the foundation to apply for loans, we’ll get them,” he emphasizes.

“We shouldn’t play the victim. We need to give it our all.”

As part of his professional development, he and another family have started a tequila import business that they’ll sell in the U.S. It’s called “Tu madre, mi suegrita” (“Your mother, my dear mother-in-law”).

“It’s in the early stages—we’ll see how it develops. These are dark times. My dad’s taquería doesn’t have the same business it used to, but that doesn’t mean we should stop. We need to find a way,” he concludes.

For a financial consultation:

Visit his Instagram: https://www.instagram.com/creditwithdavid/