After-Christmas sales start Monday, but banks are closed

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The day after Christmas looks a little different this year since the holiday fell on a Sunday.
The holiday will be observed Monday by both private employers and government offices Monday but most retailers will be open with after-Christmas sales.
When a federal holiday falls on a Sunday, it is traditionally observed the Monday after by the government and businesses.
Last year, Christmas fell on a Saturday and the public holiday was observed Dec. 24, which was a Friday.
Christmas clearance got off to an early start before the holiday at some stores but more markdowns will begin Monday.
Yes, but: The day after Christmas is traditionally a day to start holiday returns so expect long lines.
By the numbers: 70% of holiday shoppers said they were planning to shop the week after Christmas, according to a National Retail Federation survey:
47% said they planned to shop to take advantage of sales and promotions.
-27% said to use gift cards.
-18% said to return or exchange unwanted gifts or holiday items.
Store hours Monday after Christmas
Here are major retailers’ hours for Monday, but check with your closest store as hours can vary. Some stores are reverting to pre-holiday season hours.
-Best Buy: 9am to 8pm.
-Costco: Most clubs open 10am to 8:30pm.
-JCPenney: Normal pre-holiday hours, which for many stores is 11am to 8pm.
-Home Depot: 6am to 10pm.
-Kohl’s: 9am to 9pm.
-Lowe’s: 6am to 10pm.
-Macy’s: Most stores open at 9am.
-Target: 7am to 10pm.
-Walmart: 6am to 11pm.